Terms & Conditions

Last Updated: January 2026

1. Acceptance of Terms

By engaging the services of Wealth Fusion Prime ("we," "us," or "our"), you agree to be bound by these Terms and Conditions. These terms apply to all clients, prospective clients, and users of our website and financial advisory services. If you do not agree with any part of these terms, please do not use our services.

2. Services Description

Wealth Fusion Prime provides comprehensive financial advisory services including but not limited to:

• Personal Financial Planning and budgeting
• Investment Advisory and portfolio management
• Wealth Management for high-net-worth individuals
• Retirement Planning and income strategies
• Tax Planning and optimization
• Tax Preparation and filing services

All services are provided by registered investment advisors in accordance with SEC regulations and Texas state law.

3. Client Agreement

Before receiving advisory services, clients must execute a written Investment Advisory Agreement that outlines:

• Scope of services to be provided
• Fee structure and payment terms
• Investment objectives and risk tolerance
• Client responsibilities and obligations
• Termination provisions

The Investment Advisory Agreement supersedes these general Terms and Conditions where conflicts arise.

4. Fee Structure

We offer multiple fee arrangements tailored to client needs:

• Assets Under Management (AUM): Annual fee based on portfolio value, typically 0.75% - 1.50%
• Flat Fee: Fixed annual or project-based fees for financial planning services
• Hourly Consulting: Hourly rates for specific advice and consultations
• Performance-Based: Fees tied to investment performance benchmarks (qualified clients only)

All fees are disclosed in advance and detailed in your Investment Advisory Agreement. Fees are typically billed quarterly in advance or arrears based on account value.

5. Investment Risks

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Clients acknowledge that:

• Investment values can fluctuate and you may lose money
• No investment strategy can guarantee profits or protect against losses
• Market conditions, economic factors, and company-specific events affect returns
• Diversification does not ensure a profit or protect against loss

We will discuss your risk tolerance and investment objectives before recommending any strategy.

6. Fiduciary Duty

As a registered investment advisor, we owe you a fiduciary duty to:

• Act in your best interest at all times
• Provide suitable investment recommendations
• Disclose all material conflicts of interest
• Provide full and fair disclosure of all material facts
• Seek best execution for all transactions

7. Client Responsibilities

To provide effective advisory services, clients must:

• Provide accurate and complete financial information
• Promptly notify us of changes in financial situation or objectives
• Review account statements and trade confirmations
• Respond to requests for information in a timely manner
• Maintain appropriate insurance coverage
• Comply with all applicable tax laws and reporting requirements

8. Custody of Assets

We do not take custody of client assets. All client accounts are held with qualified custodians (brokerage firms or banks) that provide:

• SIPC insurance protection up to $500,000
• Regular account statements sent directly to clients
• Secure online access to account information
• Independent verification of account holdings

9. Performance Reporting

We provide regular performance reports including:

• Quarterly portfolio performance summaries
• Annual comprehensive performance reviews
• Benchmark comparisons to relevant market indices
• Tax reporting documents (1099s, cost basis information)

Performance is calculated using time-weighted returns to eliminate the impact of cash flows.

10. Conflicts of Interest

We disclose all material conflicts of interest including:

• Compensation arrangements with third parties
• Proprietary products or services
• Revenue sharing agreements
• Soft dollar arrangements
• Personal trading by advisors

Our Form ADV Part 2A brochure provides detailed conflict disclosures.

11. Termination of Services

Either party may terminate the advisory relationship at any time with 30 days written notice. Upon termination:

• Final fees will be calculated and billed on a pro-rata basis
• Account transition assistance will be provided
• All client records will be transferred or destroyed per your instructions
• Confidentiality obligations continue after termination

12. Limitation of Liability

To the fullest extent permitted by law, Wealth Fusion Prime's liability is limited to the fees paid by the client during the twelve months preceding the claim. We are not liable for:

• Investment losses resulting from market fluctuations
• Losses resulting from client decisions contrary to our advice
• Indirect, consequential, or punitive damages
• Losses caused by force majeure events

13. Dispute Resolution

Any disputes arising from our services shall first be addressed through good faith negotiations. If unresolved, disputes may be submitted to:

• Mediation through a mutually agreed mediator
• Binding arbitration through FINRA or JAMS
• Litigation in the courts of Dallas County, Texas

Arbitration decisions are final and binding with limited appeal rights.

14. Regulatory Compliance

Wealth Fusion Prime is registered as an investment advisor with the SEC and complies with:

• Investment Advisers Act of 1940
• Securities Exchange Act of 1934
• Texas Securities Act
• FINRA rules and regulations
• SEC compliance requirements

Our Form ADV is available upon request and filed with the SEC.

15. Website Use

Our website is provided for informational purposes only and does not constitute investment advice. You agree not to:

• Use the website for any unlawful purpose
• Attempt to gain unauthorized access to our systems
• Transmit viruses or malicious code
• Interfere with the proper functioning of the website
• Scrape, copy, or redistribute our content without permission

16. Intellectual Property

All content on this website, including text, images, logos, calculators, and tools, is the property of Wealth Fusion Prime and protected by copyright laws. Unauthorized use is prohibited.

17. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Material changes will be communicated to clients with 30 days notice. Continued use of our services constitutes acceptance of modified terms.

18. Governing Law

These Terms and Conditions are governed by federal securities laws and the laws of the State of Texas. Any legal proceedings shall be conducted in Dallas County, Texas.

19. Contact Information

For questions about these Terms and Conditions, please contact:

• Address: 507 Formula Lane, Richardson, Texas, USA
• Phone: 469 593-4461
• Email: info@wealthfusionprime.com
• Compliance Officer: Available upon request